Built on Trust. Grown with Togetherness.

At KAUSTHUBHASANGAMA CHITS PVT LTD, we believe financial progress isn’t just about money - it’s about confidence, discipline, and the comfort of knowing you’re not alone in your journey.

About KAUSTHUBHASANGAMA

At KAUSTHUBHASANGAMA CHITS PVT LTD, we believe financial progress isn’t just about money - it’s about confidence, discipline, and the comfort of knowing you’re not alone in your journey.

A chit fund is a powerful idea: when people come together with commitment, each monthly contribution becomes a stepping stone towards education, business growth, family responsibilities, celebrations, and a more secure tomorrow. We exist to make that idea feel safe, clear, and dependable for every subscriber.

Our Story

KAUSTHUBHASANGAMA CHITS PVT LTD is guided by two leaders who’ve lived and breathed this industry for decades.

Mr. M.K. Gururaj, Chairman of the KAUSTHUBHA Group,
Mrs. Mamatha B.V., Managing Director. With over 30 years of experience in the chit fund space,
they have been serving the people of Mysore, Karnataka with one clear focus: do business with integrity, and earn trust the right way.

Over the years, their commitment to transparency, customer satisfaction, and ethical practices has helped shape KAUSTHUBHA into a name subscribers can rely on. Under their steady, people-first guidance, the organization has supported thousands of families and businesses, helping them meet financial goals through disciplined, customer-friendly, and responsible chit operations.

What We Stand For

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Trust, always

Your trust is our foundation, and we treat it with the seriousness it deserves.

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Clarity in every step

We believe subscribers should feel informed, not overwhelmed.

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Respect for every subscriber

Whether your goal is small or big, your commitment matters, and we honor it.

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Support you can count on

We guide you through the process, answer your questions, and stay available when you need us.

Why Subscribers Stay With Us

Many people join a chit for a goal. They stay because of how they’re treated and the results they see in terms of building savings and quickly accessing funds.

  • We explain, not just inform. We take time to make things clear.
  • We’re reachable. When you call, you’re not chasing; you're being attended to.
  • We keep things practical. No overpromising, no dramatic talk. Just steady service.
  • We respect your journey. Whether it’s ₹5,000 or ₹50,000 a month, your effort is real.
  • Because at the end of the day, a chit is not just a scheme, it’s a habit of hope. And hope needs the right place to grow.

A Note to Our Subscribers

If you’ve ever carried a dream quietly thinking - “I’ll do it once I’m ready” - we understand. Readiness doesn’t always come as a big moment. Sometimes it comes as a small monthly decision that you keep showing up for.

When you join KAUSTHUBHASANGAMA CHITS PVT LTD, you’re choosing a path that rewards consistency. And we’re here to walk that path with you - with respect, steady guidance, and service that feels personal.

Your goal matters. Your commitment matters.

And we’ll treat both with the seriousness they deserve.